Penentuan Hukum Syarak Di Dalam Pelaksanaan Skim Pajak Gadai Islam (Al-Rahn) Di Malaysia (Cadangan Kadar Upah Simpan Barang Gadaian)

Keputusan: 

Muzakarah Jawatankuasa Fatwa Majlis Kebangsaan Bagi Hal Ehwal Ugama Islam Malaysia Kali Ke-78 yang bersidang pada 12 Jun 2007 telah membincangkan Penentuan Hukum Syarak Di Dalam Pelaksanaan Skim Pajak Gadai Islam (Al-Rahn) Di Malaysia (Cadangan Kadar Upah Simpan Barang Gadaian). Muzakarah telah memutuskan bahawa bersetuju menerima cadangan kadar upah simpan barang gadaian untuk skim al-Rahn seperti berikut :-

NILAI BARANG TEMPOH (BULAN) KADAR UPAH YANG DITETAPKAN GADAIAN ( % SEBULAN )

RM100.00 - 3 bulan pertama 0.60% sebulan
RM1,000.00 3 bulan berikutnya 0.70% sebulan

RM 1,001.00 -RM 3 bulan pertama 0.65% sebulan
5,000.00 3 bulan berikutnya 0.80% sebulan

RM 5,001.00 -RM 3 bulan pertama 0.80% sebulan
10,000.00 3 bulan berikutnya 0.95% sebulan

i) Sekiranya setelah tamat tempoh yang dinyatakan, barang gadaian tersebut masih gagal ditebus, persetujuan kedua-dua belah pihak perlu diperolehi bagi menentukan tempoh lanjutan dan kadar yang dikenakan.

Keputusan (English): 
 
The Syariah Decision on the Implementation of Islamic Pawn Broking Scheme (ar-Rahn) in Malaysia (Proposal for the Safekeeping Fees Charge in Islamic Pawnshops)

Decision:

The 78th Muzakarah (Conference) of the Fatwa Committee of the National Council for Islamic Religious Affairs Malaysia held on 12th June 2007 has discussed the Syariah decision on the implementation of Islamic Pawn Broking Scheme (ar-Rahn) in Malaysia (proposal for safekeeping fees charge in Islamic pawnshops). The Committee has decided to accept the proposal for safekeeping charge as follows:

Value of the pledged asset (month) safekeeping fees charge

Pawn broking (% monthly)
RM100.00 – for the first 3 months is 0.60% per month
RM1, 000.00 – for the next 3 months is 0.70% per month
 
RM1, 001.00 – for first 3 month is 0.65% per month
RM 5, 000.00 – for the next 3 month is 0.80% per month
 
RM5, 001.00 – for the first 3 months is 0.80% per month
RM10,000.00 – for the next 3 months is 0.90% per month
 
I) If the specified period has expires, and the pledged asset (collateral) is not redeemed, agreement from both parties must be obtained in order to determine the extension period and the charge.
 
Keputusan Muzakarah Kebangsaan lain berkaitan: 
Penentuan Hukum Syarak Di Dalam Pelaksanaan Skim Pajak Gadai Islam (Ar-Rahn) Di Malaysia